What We Do:
The 700 Score Company uses the Consumer Protection Laws found in
the 1996 Credit Repair Organizations Act, Privacy Act, and the
Fair Credit Reporting Act to legally remove negative information
from your credit report.
If most of your negative credit problems are from past creditors
and/or situations over 6 months old then, we can improve your
credit standing.
Life Happens!
If you have experienced:
- Divorce
- Extensive Medical Expenses
- Unemployment
- A Failed Small Business Venture
We go into all three major credit bureaus
on your behalf and get as much negative information deleted as
possible. Once you become a client our services are in effect
for up to a full year if necessary.
Credit bureaus lead you to believe that derogatory or negative
items must stay on your credit report for 7 to 10 years. In
fact, there is absolutely no requirement by law for the credit
bureaus to report anything at all. Credit bureaus are
independent, privately owned companies that make their money by
collecting and selling your personal information to creditors.
Even paying off your old debts does not remove that entry from
your credit report and in fact in most cases actually lowers
your credit score.
We do more than credit repair; we specialize in credit score
optimization!
Let us assist you on the path to financial recovery and a fast
start in living the life you deserve!
Call today!
Credit Myths:
1: Credit bureaus are required by law to keep derogatory or
negative items on your credit report for 7 or 10 years.
Fact: There is absolutely no requirement by law that credit
bureaus report any thing at all. Credit bureaus are private
companies that make their money by collecting and selling your
personal information.
2: Paying off your old debts will remove negative information
from your credit report.
Fact: Paying off debts does not remove the account from your
credit report. The report will be changed and show a zero
balance but the negative information and it’s impact still will
remain.
3: I can repair my credit myself.
Fact: Yes, you can. You can also represent yourself in a court
of law if you know what you are doing. The fact is most people
do not have the experience, time, or persistence to enforce
their rights.
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What can be removed off my credit?
Collections
Charged-Off Accounts = R9 or I9
Excessive Inquiries
Foreclosures
Judgments
Profit and Loss Accounts
R2 = 30 days late, R3, R4, R5, R8, R9
Repossessions
Slow Pays or Late Pays
Tax Liens
Write-Offs
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"The greater thing in this world is not so much
where we stand as in what direction we are going."
~Oliver Wendell Holmes
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